BEGIN:VCALENDAR VERSION:2.0 PRODID:-//Department of Sociology//NONSGML Events//EN CALSCALE:GREGORIAN X-ORIGINAL-URL:https://sociology.ubc.ca/events/event/ X-WR-CALDESC:Department of Sociology - Events BEGIN:VEVENT UID:20251008T2231Z-1759962681.5241-EO-17993-3@10.19.146.24 STATUS:CONFIRMED DTSTAMP:20260516T042432Z CREATED:20210429T231655Z LAST-MODIFIED:20210812T213709Z DTSTART;TZID=America/Vancouver:20210907T143000 DTEND;TZID=America/Vancouver:20210907T153000 SUMMARY: Dr. Mario Small: Banks\, alternative institutions\, and the spatia l-temporal ecology of racial inequality DESCRIPTION: We examine how living in minority neighborhoods affects the ea se of access to conventional banks vs. to alternative financial institution s\, such as check cashers and payday lenders\, which some have called preda tory. Results suggest that race is strikingly more important than class: ev en after numerous conditions are accounted for\, the AFI is more often clos er than the bank in well-off minority neighborhoods than in poor white ones . X-ALT-DESC;FMTTYPE=text/html:

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UBC Sociology's Distinguished Speaker Series hosts Dr. Mario Small for his talk titled\, "Banks\, alternative institutio ns\, and the spatial-temporal ecology of racial inequality."

Abstract: Research has made clear that racial inequality is affec ted by neighborhood conditions. We examine how living in minority neighborh oods affects ease of access to conventional banks vs. to alternative financ ial institutions\, such as check cashers and payday lenders\, which some ha ve called predatory. Based on more than 6 million queries\, we compute the difference in the time required to walk\, drive\, or take public transit to the nearest bank vs. the nearest AFI from the middle of every block in eac h of 19 of the United States’ largest cities. Results suggest that race is strikingly more important than class: even after numerous conditions are ac counted for\, the AFI is more often closer than the bank in low-poverty min ority neighborhoods than in high-poverty white ones. Results are driven by not the absence of banks but the prevalence of AFIs in minority areas. Gaps appear too large to reflect simple differences in preferences.

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Bio: Mario L. Small\, Ph.D.\, is Grafstein Family Professor at Harvard University. An elected member of the American Academy of Arts and Sciences\, the American Academy of Political and Social Sciences\, and the Sociological Research Association\, Small has published award-winning artic les and books on urban inequality\, personal networks\, and the relationshi p between qualitative and quantitative methods. His books include Villa Vic toria: The Transformation of Social Capital in a Boston Barrio and Unantici pated Gains: Origins of Network Inequality in Everyday Life\, both of which received the C. Wright Mills Award for Best Book. His latest book\, Someon e To Talk To: How Networks Matter in Practice\, recipient of the James Cole man Best Book Award among other honors\, examines how people decide whom in their network to turn to when seeking a confidant. Small is currently stud ying the relationship between networks and decision-making\, the ability of large-scale data to answer critical questions about urban inequality\, and the role of qualitative inquiry in cumulative social science.

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